Contact me if you're:

Purchasing a new home

Refinancing your existing home

Putting an addition on your home

Buying a second home or investment property

Direct Lender
(no additional brokerage fees)

Licensed Mortgage Banker

Approved by Fannie Mae (FNMA), Freddie Mac (FHLMC), FHA, VA and Bond Program (for first time home buyers)

Home Equity Lender

Superior products at competitive rates!

[Conventional Loans]  [Non-conforming Loans]  [FHA Loans]  [VA Loans]

•   Conventional Loans
  
        * Bond loans
        * Adjustable-rate loans for 1, 3, 5, 7, or 10 years
        * Second homes
        * Jumbo loans
        * Construction loans
        * Land loans
        * Stated income and stated asset loans
        * Float-down programs
        * 6-month locks available
        * 100% financing (combination of 1st and 2nd mortgage)
        * Lender-assisted closing costs
        * Equity loans or 2nd mortgages up to 90%
  
  

•   Non-Conforming Loans
  
      

•   FHA Loans - With down payments as low as 2.25%
  
  

•   VA Loans - With no down payments for veterans